• Increase returns
  • Manage risks
  • Automate operations
  • Optimize balance sheet
  • Improve customer satisfaction

Imply integrated solutions for the active and value-based management

Whether you are in banking, insurance, tech, retail, communications or something else – we create Business intelligence solutions that can be as unique as your business.

Treasury
Risk & Planning
Liquidity
Financial Performance Management
Treasury

Treasury
Valuation
Accounting
Trade Order Management
Mutual Fund Investors Management
Reporting
Treasury

Treasury

The general mission of the treasury department is to manage the liquidity of a business. This means that all current and projected cash inflows and outflows must be monitored to ensure that there is sufficient cash to fund company operations, as well as to ensure that excess cash is properly invested. While accomplishing this mission, the treasurer must engage in considerable prudence to ensure that existing assets are safeguarded through the use of safe forms of investment and hedging activities.

Features and benefits:

  • Cash forecasting
  • Working capital management
  • Cash management
  • Investment management
  • Treasury risk management
  • Credit rating agency relations
  • Bank relation
  • Fund raising

Industries:

Banking
Banking

Insurance
Insurance

Pension & Mutual Funds
Pension & Mutual Funds

Our products and solutions:

  • Taurus
Valuation

Valuation

Confront uncertainty with better valuation models and provide intelligent decision making. Make reasonable estimates of value for most assets, through factors of valuation:

  • Market data
  • Terms of the contract
  • Counterparty details
  • Legal agreements
  • On the Fly Accounting or Market Valuation
    • Have the ability to predict a company's future earnings regarding reported earnings (income) and assess how repeatable and controllable a firm's earnings are at the moment when you need it.
Accounting

Accounting

Highly informative, time and cost saving accounting system is power. Create reliable information, produce the required reports in time and make sure costs of operating do not exceed the benefits it provides.

  • IFRS
    • Bring transparency by quality financial information and provide informed economic decisions, accountability by reducing the information gap among shareholders and institutions and efficiency by identifying risks to improve capital allocation.
  • Hedge Accounting
    • Reduce the volatility of the overall portfolio by combining the instrument and the hedge as one entry, which offsets the opposing movements.
  • Effectiveness Testing
    • Ensure hedging matches the funding profile (no over hedging). Perform hedge effectiveness testing from inception and throughout the life of a transaction.
  • On the Fly Simulations
    • Correctly analyse and interpret input and output data at the moment when you need it. Verify the qualitative predictions of theoretical models and convert these predictions to precise, numerical outcomes.
Trade Order Management

Trade Order Management

Gain unrivaled agility to respond to changing business needs, and market regulations and innovations. This solution delivers front-end portfolio, middle and back office operations solutions.

  • Pre- and Post-Trade Compliance Checks
    • Manage an overlapping set of limits that involve multiple pre- and post-trade compliance checks. Invest with confidence by monitoring activity at the level of the whole portfolio, and get instant alerts to looming breaches.
  • Pre-Trade Limit, P&L and Risk Checks
    • Control trading and operational risks by setting pre-trade limits on aggregate risk metrics such as total exposure, profit and loss, cash flow or market risk, and further, adequately reflect individual risk management practices and trading patterns.
  • Trade Approval Hierarchy Settable
Mutual Fund Investors Management

Mutual Fund Investors Management

Provide strategies for building wealth that can meet investors' myriad needs. We apply a wide-ranging, disciplined approach to finding the best relative value in both equity and fixed income markets.

Features and benefits:

  • Cash forecasting
  • Working capital management
  • Cash management
  • Investment management
  • Treasury risk management
  • Credit rating agency relations
  • Bank relation
  • Fund raising

Industries:

Banking
Banking

Insurance
Insurance

Pension & Mutual Funds
Pension & Mutual Funds

Our products and solutions:

  • Taurus
Reporting

Reporting

A fundamental part of the larger movement towards improved business intelligence and knowledge management. ETL procedures in coordination with a data warehouse produce a human readable reports.

  • Regulatory Reporting (ECB, BS, AZN, ATVP, FURS …)
    • Software and services that are focused on monitoring of business activity and on generating reports, regarding regulatory compliance in line with financial regulations and laws.
  • Pre-Defined Internal Reports
    • Predefined reports enable quick and easy identification of security risks, such as inappropriately exposed objects, users with excessive rights and unauthorized administrative actions.
  • Connected to External Reporting Tool
    • Provide well documented reports that can be circulated amongst the public and stockholders. Furnishing public and stockholders with finance related information on a periodic basis enables to assist in decision and control related process.

Risk & Planning

Risk & Planning
ALM
Market Risk
Credit Risk
Operational Risk
Limit System
Performance Measurement and Attribution
Risk & Planning

Risk

The increasing complexity of legislation and requirements of regulatory institutions represent a serious burden for organizations, and can also compromise their existence. Modern organizations therefore use new and advanced tools and approaches for integral risk monitoring and risk management.

Planning

Planning is becoming one of the key business functions that enable active adaptation to changes in business environment. Next to balance scorecarding, planning is a key factor in implementation of a strategic organizational process in the enterprise.

Features and benefits:

  • Measurable financial goals
  • Understanding of the effect of each financial decision
  • Re-evaluate your financial situation periodically
  • Start planning as soon as you can
  • Be realistic in your expectations
  • Realize that you are in charge

Industries:

Banking
Banking

Insurance
Insurance

Pension & Mutual Funds
Pension & Mutual Funds

Retail
Retail

Utilities
Utilities

Our productes and solutions:

  • Taurus
ALM

ALM

To properly manage the risk related to changes in interest rates, the mix of balance sheet assets and liabilities, the holding of foreign currencies, and the use of derivatives is essential.

  • Basel (II, III)
    • Provide protection against breakdowns through highest-quality assets, reduction of loan-to-deposit ratio and making complete disclosures regarding exposure to off-balance sheet and what are calculations of the capital ratios under the new regulations.
  • Fund Transfer Prices (FTP)
    • Allocate interest margins to assets and liabilities, in order to reflect cost of funding and determine which products are more profitable in order to boost changes in assets and liabilities structure that lead to increased total profits.
  • Expected CF Projections
    • Justify loan requests, determine repayment schedules, and plan for short-term investments through a projection of cash flows in order to determine when, how much, and for how long cash deficits or surpluses will exist in upcoming time period.
  • Interest Rate Risk & Net Interest Income Planning
    • Changes in interest rates can majorly alter net interest income, depending on the extent of mismatch between the asset and liability repricing.
  • Interest Rate Scenario & Balance Sheet Modelling
    • Increase the awareness of changes in interest rate risks by using interest rate scenarios to price asset-liability testing. Modelling the balance sheet allows you to prepare a cash flow statement, implied by the income statement and balance sheet.
  • Cash Flow at Risk
    • Measure the probability of the unfavourable move of the cash flow value over a specific time period.
Market Risk

Market Risk

Make sure you gain from positions, arising from movements in market prices. By using hedging techniques to eliminate risk, you can affect the overall performance of the financial markets.

  • Interest, currency & Investment Risk
    • Predict market risk by forecasting fluctuating interest rates, changes in price of one currency against another and losses or gains relative to the expected return on any particular investment.
  • EVE, EaR, GAP (interest, currency) Analysis
    • With “EVE” as a measure of changes of interest rate on total capital and “EaR” a measure of changes of interest rate on net income, assess potential value changes and analyse actual and desired performance within gap analysis.
  • Market Statistics
    • Have a complete and detailed set of data and charts to help you analyse markets.
  • Basis Point Sensitivity
    • Measure the extent of interest rate risk via basis point. Yields on bonds and other fixed-income investments fluctuate for only a few hundredths of a percentage point, adding up or dispersing a lot of money for individual investors and institutions.
  • VaR, FX VaR, Greeks ...
    • Analyse how much value might be lost unexpectedly on positions, given expected relationships between risks and assets, through VaR models and predict through Greeks, the change in option price with respect to the price or volatility of the underlying.
  • Look Through Approach for Funds
    • Benefit from Solvency II’s “look-through” approach to each investment in the portfolio (including derivative positions) to determine the risk-weighting of the overall portfolio.
Credit Risk

Credit Risk

Improve your business with your credit risk models. Mitigate losses by understanding the adequacy of both, a bank’s capital and loan loss reserves, at any given time.

  • Early Warning System (EWS)
    • Monitor customers for increased credit risk. Effective action in the event of flagging is to prevent customer transition from non-default to default status.
  • Credit Scoring
    • Evaluate the potential risk posed by lending money to consumers and mitigate losses due to bad debt, by credit scoring. Determine who qualifies for a loan, at what interest rate, and what credit limits in order to implement a trusted system.
  • Credit Curve Changes Stress Test
    • Construct a credit curve for each credit risk to get default probabilities over a number of years. Unveil a rich set of default probability dynamics and run a stress test by generating shocks, to identify the most relevant sources of risk.
Operational Risk

Operational Risk

Provide a good management information systems and contingency planning to effectively mitigate breakdowns in internal procedures, people and systems.

Limit System

Limit System

Monitoring and controlling tool for flexible, integrated and near time risk exposure. It enables risk and credit officers to manage counterparty/issuer, country, trading, and settlement limits and generate periodic or intra-day limit usage reports.

Performance Measurement and Attribution

Performance Measurement and Attribution

Performance measures of operational cash flows, interest volatilities, the level of unhedged foreign currency funds and overall balance sheet mix, show attribution to financial margin in comparison to financial targets.

Liquidity

Liquidity
LCR & NSFR
Portfolio Liquidity
Cash Forecasting
Operation Liquidity Planning
Liquidity

Liquidity

Liquidity management solutions aim to deliver security, liquidity and performance for your cash holdings. Liquidity solutions can be a useful tool to help maximize returns on short-term assets, while maintaining security and liquidity.

Features and benefits:

  • Gain control and visibility over day-to-day liquidity
  • Access to better pricing
  • Improvement of both internal and external client servicing
  • Reduction of interest costs
  • Effective liquidity solutions to match specific liquidity profiles

Industries:

Banking
Banking

Corporate Treasury
Corporate Treasury

Insurance
Insurance

Pension & Mutual Funds
Pension & Mutual Funds

Our products and solutions:

  • Taurus
LCR & NSFR

LCR & NSFR

As “LCR” ensures sufficient high-quality liquid assets to survive a significant stress scenario lasting for one month, “NSFR” ensures a sustainable maturity structure of assets and liabilities, by funding activities with more stable sources of funding.

Portfolio Liquidity

Portfolio Liquidity

Optimize investments within regulatory constraints to maintain a liquidity buffer. Daily analysis and detailed estimation of the size and timing of future cash inflows and outflows, minimizes the risk of savers’ inaccessibility of deposits when needed.

Cash Forecasting

Cash Forecasting

Key aspect of financial management of a business, planning its future cash requirements to avoid a crisis of liquidity. The cash flow forecast is an important management process to identify potential shortfalls in cash balances in advance.

Operation Liquidity Planning

Operation Liquidity Planning

To gain visibility into cash flow and liquidity data, to model different scenarios and prepare forecasts on that information, presents a key benefit of this solution. These features provide an ability to handle the entire liquidity planning process.

Financial Performance Management

Financial Performance Management
Planning and Controlling
Financial Performance Management

Financial Performance Management

Transform your organization's disconnected planning, budgeting, forecasting, reporting and analysis processes into more dynamic, efficient and connected experiences. Automate financial planning and reporting processes; deliver deeper insights into financial performance and make faster, better business decisions.

From strategy to operations, performance management to reporting, we help finance organizations build their capability to better support the wider business.

Features and benefits:

  • Consolidation of data
  • Consistent application of business rules
  • Consistent business decisions
  • “What-If” Modelling
  • Management reporting and analysis, budgeting, planning and forecasting
  • Alignment and monitoring of strategic initiatives
  • Increased efficiency and decreased redundancy

Industries:

Banking
Banking

Corporate Treasury
Corporate Treasury

Insurance
Insurance

Pension & Mutual Funds
Pension & Mutual Funds

Our Products and Solutions:

  • Taurus
Planning and Controlling

Planning and Controlling

By using IBM Cognos TM1 or similar solution in the field of corporate planning and controlling, you can benefit from:

  • Controlled workflow
  • Setup of the planning model with no programming
  • Bottom-up and top-down planning
  • Interactive simulations of business scenarios
  • Multidimensional planning
  • Data analysis with quick graphical overviews
  • Efficient user interface: charts, user adaptability, filters, sorting …

Right means for the best solutions

Analitica offers integrated solutions for managing portfolios of financial instruments within Taurus™ and managing interest rate, currency and credit risks within a software package RiskSuite™, accompanied by independent archive "DataFetch" for gathering and storage of market data.

Our solutions are always:

  • current – an automated process ensures gathering and cleansing of latest data
  • clearly presented – reports can be grouped and placed into dashboards by different widgets
  • interactive – an easy to use graphical interface is available for setting report parameters and perform complex drill in real time
  • accessible – information can be accessed from different platforms
  • secure – authentication and authorization enables a multi-level access right to information

We create custom solutions to suit your needs